Terms & Conditions

Queer Financial LLC
 Effective Date: September 25th 2025

These Terms and Conditions ("Terms") govern your use of the budgeting services (“Services”) provided by Queer Financial LLC (“we,” “us,” or “our”). By booking or participating in a budgeting session, you agree to be bound by these Terms.

1. Services Provided

All budgeting sessions offered by Queer Financial LLC are provided for educational and informational purposes only. The content of each session is designed to help clients understand and apply basic financial concepts such as budgeting, debt management, and savings planning.

These services do not constitute financial, legal, tax, or investment advice, and should not be interpreted as such. No fiduciary, advisory, or client-professional relationship is created by participating in a session.

Clients are solely responsible for any financial decisions they make before, during, or after the session. Queer Financial LLC encourages all clients to consult a certified financial planner, accountant, or other licensed professional for advice specific to their individual financial circumstances.

2. Payment, Cancellations, and Rescheduling

  • Payment is due at the time of booking through Squarespace’s secure system (processed via Stripe).

  • No refunds are offered.

  • Rescheduling is allowed with at least 48 hours’ notice.

  • No-shows without notice will result in forfeiture of payment.

3. Client Responsibilities

You understand and agree that:

  • You are solely responsible for any financial decisions you make based on the content of the session.

  • You will not rely on the session as a substitute for professional advice tailored to your specific situation.

  • You are encouraged to consult a certified financial planner or other licensed professional for legal, tax, or investment matters.

4. Use of Personal Information

During sessions, we may discuss sensitive personal and financial information, including income, expenses, debt, goals, and household dynamics.

  • This information is not collected, stored, or retained after the session ends.

  • We respect your privacy and aim to create a safe and supportive space.

5. Session Privacy

Sessions are conducted privately and are not recorded.
All discussions are confidential. No client data is saved or shared beyond the session.

6. Privacy

We never sell, rent, or share your personal information. See our Privacy Policy for more details.

7. Limitation of Liability

To the fullest extent permitted by law, Queer Financial LLC disclaims all warranties, express or implied. We are not liable for any direct or indirect losses arising from your use of the Services.

8. Changes to Terms

These Terms may be updated at any time. Continued use of our Services after changes implies acceptance of the new Terms.

9. Session Preparation & Security Expectations

To get the most out of your budgeting session, you should have access to the following information:

  • Checking, savings, and credit card balances

  • Loan amounts and interest rates

  • Investment or retirement account balances

  • A recent snapshot of your income and expenses

This information is used only during the session and is not stored or retained.

For your safety, do not share any of the following through any channel (email, chat, or during sessions):

  • Account or routing numbers

  • Credit/debit card numbers

  • Online banking usernames or passwords

  • Secure codes, PINs, or verification links

Queer Financial LLC will never request this information and assumes no liability for the voluntary disclosure of such data. Clients are responsible for maintaining the security of their financial accounts.

10. Contact

Questions? Email us at contact@queer-financial.com or visit queerfinancialservices.com